Times are getting tough for a lot of people. Even if you are not currently experiencing any financial problems, I really think that it is a good idea for you to start focusing on saving as much money as possible. You can’t predict what the future holds in store for you (for example, you may feel like your job is completely stable, and although I don’t want to jinx you, I do want you to realize that there is a possibility that you could lose your job due to lay-offs or other unforeseen circumstances), but you can take action now to minimize the impact of future issues you may encounter.

Although this is obviously not the time to go out and buy an expensive luxury car, you may want to consider getting a more affordable car (especially if you are making high payments on your current vehicle). One way to do this that you may not have considered is that once you sell your current vehicle, you can actually buy a rental car. It may sound a little strange, but it’s actually a very economical option. By purchasing a rental car, you can get a reliable vehicle at a very reasonable price.